Living with debt feels heavier than people admit...

You make payments, but the balance barely seems to change.

The stress never fully turns off; it’s always there in the background.

Looking too closely at your numbers feels overwhelming, so you avoid it.

You feel behind where you thought you’d be by now.

You know you’re capable, but this still has a grip on you.

You keep telling yourself you’ll deal with it later, but later never comes.

If any of that made you think, "wow, that's me!" you’re not alone.

What This Course Will
Help You Do

Get Out of Debt is not about budgeting harder or cutting everything fun (we’ve all tried that).

→ It’s about finally understanding what’s been keeping you stuck, and knowing how to move forward.

By the end of this course, you will:

Feel calmer and more in control when you look at your money

Stop avoiding your balances and know exactly where you stand

Have a clear, realistic plan to get out of debt that fits your real life

Make spending decisions without guilt, panic, or second-guessing

Break the cycle of stress-spending and “I’ll deal with it later”

Trust that you’re actually moving forward, not just treading water

“I paid off over $19,000 in debt in 20 months, but the biggest change wasn’t the numbers, it was my confidence. I finally feel in control of my money instead of avoiding it. Lindsey’s approach helped me prioritize without feeling deprived, and for the first time, money doesn’t feel scary.”

- Melissa K.

Each part of this course is designed to help you understand your debt, stop feeling stuck, and start making progress.

“In just under a year, I paid off $9,500 in high-interest credit card debt that had followed me for nearly a decade. 


I had tried everything. Extra jobs, cutting back, telling myself I’d ‘do better next month’, but nothing actually worked. 


 Using Lindsey’s strategies was the first time I truly understood why I was stuck, and finally had a plan that felt realistic and doable.”

- Lindsey M.

Join when it feels right for you

This program is always open. You don’t need to decide today; read, reflect, ask questions, and join only if it feels aligned for where you’re at.

Move at a pace that fits your real life

You don’t need to do everything at once. You will have lifetime access to this course and community.

Use the plan to reduce stress and debt

Relief usually comes before big numbers change, but you'll see both if you follow my systems.

The truth is, without a plan and support, it’s really hard for most people to make consistent progress with debt.

And it’s not because they’re bad with money. It’s because they’re overwhelmed.


They don’t know where to start or which changes will make things feel more manageable.

Above all, this course isn’t here to scare you into action. It’s here to give you support if and when you’re ready.

With the Get Out of Debt Course,

YOU WILL..

Create a clear, realistic plan for your debt.

This is a plan that’s built around your actual life, not through extreme rules or guilt.

Replace the constant “heavy weight” feeling with clarity.

So that debt stops living in your chest, your throat, or the back of your mind.

Learn how interest, survival spending, and habits interact. 

So that progress finally becomes visible instead of mysteriously disappearing every month.

Separate your self-worth from your debt.

So that being in debt no longer makes you feel behind, unsuccessful, or “less than.”

Feel more in control of your money decisions.

Instead of constantly feeling like something could fall apart at any moment.

YOU WILL NOT..

Be told that extreme budgeting, deprivation, or “just more discipline” is the answer.

Be pressured to move faster than feels financially or emotionally safe.

Be expected to fix everything by “just making more money.”

Be pushed into rigid systems that don’t account for real life.

Be sold a quick fix, a miracle payoff, or unrealistic promises.

Be expected to do this alone without guidance, support, or context.

Be pressured to buy anything else, upgrade, or “keep going” beyond what’s right for you.


You don’t need a massive leap.

You need a place to start that makes sense.

Lindsey is a licensed mental health professional (MSW, LGSW) and financial therapist, as well as the founder of Financial Self-Care.


She has worked with hundreds of individuals and families navigating debt across a wide range of incomes.

Her work centers on helping people feel safer, more confident, and more in control of their money, without shame or extreme budgeting.

Lindsey has been interviewed on 70+ podcasts and featured in media outlets like Today, What to Expect, the Minnesota Social Service Association, and the National Association of Social Workers.

Try the Get Out of Debt Course Risk-Free

This course is built from Lindsey’s work with hundreds of individuals and families navigating debt in real life, not ideal scenarios or perfect budgets.

If you go through the material and don’t feel it provides value for where you’re at right now, you’re welcome to request a full refund within 7 days of purchase, no questions asked.
  • Do I need to be good at math or budgeting to do this?
    No. This course isn’t about complex math or unrealistic budgets. Everything is explained in a simple, practical way that’s meant to reduce stress, not add to it.
  • What if my income is irregular or unpredictable? Is this still right for me?
    That’s okay. The strategies taught are designed for real life including variable income, unexpected expenses, and imperfect months.
  • How fast will I get out of debt?
    That depends on your unique situation. This course doesn’t promise quick fixes or instant results. Instead, it helps you create a plan that actually works with your lifestyle and situation.
  • Is this about extreme budgeting?
    No. Extreme restriction often backfires. This course focuses on sustainable progress that allows you to live your life while working toward debt relief.
  • Do I receive one-on-one coaching with the course?
    No, this course does not include one-on-one coaching.

    That said, you won’t be doing this alone. You’ll have access to intimate monthly Q&A sessions with people navigating similar situations, along with ongoing support inside the community. Lindsey also offers feedback and guidance there, and hosts group coaching calls throughout the year.

    For most people, the course itself answers the majority of questions and provides clear direction. The live sessions and community are there to offer additional clarity, support, and reassurance as you move through the process.
  • Is this therapy?
    This course is educational, not therapy.

    While it’s informed by Lindsey’s background as a financial therapist, it’s designed to give you tools, insight, and structure, not replace professional mental health or financial services.
  • Is there a refund policy?
    Yes. If you review the course and feel it’s not a good fit, you can request a full refund within 7 days of purchase. No questions asked.
  • What if I feel ashamed or anxious looking at my numbers and don’t want to share with the community?
    That’s completely okay, and very common. You’re never required to share personal details or numbers in the community or during live sessions. You can also submit questions anonymously.

    Many people choose to listen, learn, and apply the material privately. The course is designed to work even if you don’t share anything at all. When and if you choose to engage is always up to you.

Ready to get started?

Register For 'Get Out of Debt' Below!

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Get Additional Support Here!

For those who want extra support along the way.

These private small group coaching sessions are designed for focused support and momentum.

You’ll get guidance tailored to your situation in a small group setting, plus the consistency and accountability that make change stick.

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You will not be charged for this purchase, but if you choose to make an optional purchase later, this card info will be used to complete that transaction!

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Get Out of Debt$299

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  • 1xGet Out of Debt$299
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